A new physician studies his credit report.

Understanding Credit Scores

2 min. read
About this article

A credit score is a number calculated from your credit history that banks and lenders use to decide if providing you with a loan is a good risk. In addition, landlords, merchants, employers and insurance companies may use a person’s credit score in their application or approval process.

What you´ll learn
  • How credit scores are determined
  • Tips for increasing your credit score
  • The role of credit bureaus
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